India First · Built for SMBs on WhatsApp

Send your invoices in seconds. We chase till they pay. Then we tell you what to do next.

01 Free
Invoicing & collections intelligence. WhatsApp invoices, polite chase, audit trail, reminders — built in.
02 Studio
Sales, operational & growth intelligence. A Pocket CFO for SMBs — answers in 10 seconds, alerts when it matters.
Free forever invoicing English · Hindi · Telugu Works with Tally / Zoho
Monsoon · live ✓ Invoice sent · 4 sec ₹45,000 to Patel & Sons 9:14 am · WhatsApp Day 7 · reminder sent Polite nudge to Patel He opened it ✓ Paid ₹45,000 · 11 min Collections, on autopilot ⚠ Intelligence · Tue 75% revenue from 1 client. Diversify? ask anything
Works with what you already use
WhatsApp Zoho QuickBooks UPI Bank Sync GST Ready
Who we serve

One person.
Doing everything.

Owns the business. Sells. Chases. Books. Hires. Works after the kids sleep. Has no finance team.

did they pay?
"Did they pay?"

Chasing the same client

Fourth week running. They keep saying "kal."

?
"Can I hire?"

Wants to grow

Doesn't know if the cash allows.

CA · Mon 10:42pm Help on GST? 3 days later… "Reverting today"
"What do I do?"

Texts the CA

CA replies in 3 days. Decisions can't wait.

What we do

We turn your data into answers, on WhatsApp.

Every invoice is in your books. Every payment is in your bank. Every expense is on WhatsApp. Nothing tells you what to do next. We fix that.

How it works

A simple loop. Four parts.

1

Data

Any books — Tally, Zoho, QuickBooks, or none. We work either way.

2

Brain

Our AI agent reads the numbers and learns your business.

3

Channel

WhatsApp. English, Hindi, Telugu — where you already are.

4

Decision

You act in 10 seconds — not 3 days.

every loop, the AI knows your business better.
The product · two levels

Start free.
Get smart when you scale.

One product. Two levels. Most competitors stop at level one — we carry you all the way to decisions.

Level 01 ₹0 · forever

Free invoicing & collections intelligence.

The basics, done properly. Free for every SMB.

Invoicing Unlimited GST invoices on WhatsApp · 30 seconds each
Collections intelligence Polite auto-reminders · day 7, 15, 30 · clients pay 30% faster
Audit-grade trail Every quote, "approved", change, payment — timestamped & sealed
Plays nice with Tally, Zoho, QuickBooks Sync in 5 minutes. Your setup doesn't change.
Start free →
Level 02 Studio · ₹2,999/mo

Sales, operational & growth intelligence.

A Pocket CFO that watches your business — and tells you what to do next.

Sales intelligence Customer concentration risk · win-rate · pipeline gaps
Operational intelligence Late payers · GST liabilities · vendor leaks · cash crunch alerts
Growth intelligence Upsell signals · churn risk · pricing leaks · margin trends
Pocket CFO Ask anything in English, Hindi or Telugu — answers in 10 seconds
Talk to Pocket CFO
Level 02 · Pocket CFO

Ask anything.
In any language.

Your CA replies in three days. Monsoon replies in ten seconds — with numbers from your books, not vibes.

  • "Can I afford a new hire?"
  • "Which customer is most profitable?"
  • "How much GST on the 20th?"
  • "क्या मैं एक designer hire कर सकता हूँ?"
Talk to Pocket CFO
M
Monsoon · Pocket CFO
always on
क्या मैं एक designer hire कर सकता हूँ? 9:14 am
हाँ — पर सावधानी से.
3-mo avg cash · ₹4.8L
Designer cost · ₹35k/mo
Runway holds 9 months ✓ 9:14 am
Which customer is most profitable? 9:16 am
Apex Corp. 38% margin, ₹2.4L last quarter.
Top 3 customers contribute 71% of margin. 9:16 am
How much GST on 20th? 9:18 am
₹62,400 · GSTR-3B
I'll remind you on the 18th. 9:18 am
M
Monsoon · Intelligence
alerts on
⚠ Sales · Concentration risk
75% of revenue from 1 customer. Consider diversifying. Tue 9:18 am
⏱ Operational · Late payers
Patel & Sons paid late 3 months in a row. Ask for advance? Fri 4:42 pm
📉 Growth · Margin drop
Web design margin down 9% this quarter. Pricing leak detected. Mon 11:02 am
🌱 Growth · Upsell signal
Acme renewed early. Now ordering 2x. Right time to pitch retainer. Wed 3:18 pm
Level 02 · Sales · Operations · Growth

Sales, operational & growth intelligence.

We watch your business while you run it. Alerts arrive on WhatsApp — proactively. The longer you stay, the smarter it gets.

Sales Customer concentration · win-rate · pipeline gaps
Operational Late payers · GST liabilities · vendor leaks
Growth Upsell signals · churn risk · pricing trends
For CAs · Partner mode

One CA. 300 SMEs.
All on free.

You already advise on cash flow and GST. Monsoon gives you one dashboard across every client — and gives them a Pocket CFO that respects your judgement.

  • Multi-client dashboard · WhatsApp alerts on the thresholds you set
  • GSTR-1 / 2A / 3B exports — ready in one click
  • Audit pack: every invoice, approval, reminder, payment — sealed
  • Your clients use the free tier · zero cost to them
  • Free for CAs serving NGOs & charities
CA SME SME SME SME SME SME SME SME free!
Pricing

Free hooks. Studio earns.

Acquisition

Free

Unlimited GST invoices on WhatsApp.

₹0 forever
  • Unlimited WhatsApp invoices
  • GST-ready, e-invoice compliant
  • UPI payment link built in
  • Up to 50 customers
Start free →
First paid

Starter

Auto-reminders. Full audit trail.

₹1,499 / mo
  • Everything in Free
  • Auto WhatsApp reminders
  • Deal proof & milestone tracking
  • Tally / Zoho / QuickBooks sync
Start trial →
Agencies

Pro

Multi-user. API. Dashboards.

₹5,999 / mo
  • Everything in Studio
  • Multi-user access
  • API access
  • Custom dashboards
Talk to us →
CAs are free. Multi-client dashboard at ₹0. NGO & charity practices: also free. Partner with us →
Questions

Things people ask.

What exactly is a Pocket CFO?

Imagine a finance person who has read every invoice, payment and expense in your business, sits inside WhatsApp, and answers any money question in 10 seconds. That's Monsoon's Pocket CFO. Ask in English, Hindi or Telugu — voice or text.

What's the difference between Pocket CFO and "Intelligence"?

Pocket CFO answers when you ask. Intelligence speaks up when you don't — alerts on sales risk (one customer too dominant), operational drag (late payers, GST due), and growth opportunities (upsell signals, margin trends). You get both on Studio.

Is invoicing really free forever?

Yes. Unlimited GST invoices on WhatsApp, free, forever, for small businesses. Invoicing is where the data starts — that's why it's free. You only pay if you want auto-reminders, Pocket CFO, or intelligence.

I'm a CA — what does "partner mode" mean?

You bring your clients onto Monsoon (they're free), and you get one dashboard across all of them — WhatsApp alerts on the thresholds you set, GST exports in one click, audit packs sealed. CAs pay ₹0. CAs serving NGOs/charities also pay ₹0. Send us a message on WhatsApp with your firm details.

Do my customers need to download anything?

No. They get a normal WhatsApp message with a UPI link. They tap and pay using any UPI app (Google Pay, PhonePe, Paytm). That's it.

I already use Tally. Will this break it?

Not at all. Monsoon sits on top. We pull invoices from Tally and send them on WhatsApp. Your Tally setup doesn't change.

free!

Send your first invoice in 30 seconds.

No credit card. No setup call. Just one WhatsApp message — we take it from there.

WhatsApp · +91 86886 64337 · connect@heymonsoon.com